The "American People" ARE To Blame For The Nation's Social And Economic Problems
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Call me crazy, confused, ignorant, dumb, stupid, nuts, retarded, mentally ill, uninformed, misinformed, out-of-the-loop, out-of-touch, I do not care -- but I say that such entities and individuals as the “rich,” politicians, government and giant corporations are NOT to blame for America’s current social and economic problems.
Every last bit of the blame rests with the “American People” themselves.
Let us take a brief look at some of the facts:
A great many Americans have taken out, and are taking out, sub-prime mortgages, second mortgages, third mortgages and even fourth mortgages -- just as many are have run up and are running up thousands-upon-thousands of dollars of credit-card debt -- a considerable number are purchasing and leasing expensive and exotic automobiles, Sports Utility Vehicles (SUV’s), Recreational Vehicles (RV’s), jet skis and snow-mobiles -- a large and growing number are going on Alaskan and Caribbean cruises and European, Asian and South Seas vacations, on credit -- thousands of able-bodied individuals with marketable skills are sitting on their bottoms collecting unemployment checks for up to one year and even beyond, and making no efforts find work -- a whole lot of people who are nowhere close to being “poor and starving” are on food stamps and collecting monthly welfare stipends at the expense of taxpayers -- a whole army of people who are in good physical condition and have sound minds are choosing homelessness and irresponsible behavior over being productive and responsible by supporting themselves and their families by doing such work as washing dishes in restaurants, delivering pizzas, mopping floors and harvesting produce on farms -- all kinds of young people in college are taking out huge loans to finance their educations (that many will never be able to pay back in full) while partying hearty nearly ever night by drinking large amounts of beer and hard liquor, ingesting all the street drugs they can get their hands on, and “mating” like Norway rats -- millions of “honest, hard-working and God-fearing American men and women” are unwinding every night by “smoking a little weed” and “snorting a little cocaine” that has been smuggled into the country from such exotic locales as Mexico and Colombia -- it is not uncommon for parents to view themselves as their children’s “best friends” rather than their “parents” -- parents and schools are not implementing and enforcing dress codes for youngsters, allowing the many of the girls to dress like “common streetwalkers” and many of the boys to dress like “low-life street thugs” -- the majority of Americans believe that the execution of unborn babies is nothing but a “matter of choice” -- a considerable number have the attitude that is just as natural and normal for two males to get married to each other as it is for a man and a woman to get married to each other -- in 2008, the majority of registered voters swept a socialistic political novice like Barack Hussein Obama into the office of president -- most of the men and women on the streets naively and/or stupidly believe that politicians and government, and not themselves, are responsible for the wellbeing and advancement of the nation -- almost everyone is of the impression that the president is the most powerful person in the country while being completely unaware that We, The People, are supposed to be the most powerful force in America …
I am just scratching the surface here. When it comes to pointing out all the reasons why the “American People,” themselves, are to blame for the nation’s social and economic problems, I could go on and on and on.
For the sake of argument, let us take a look at all the foreclosures that have taken place in the recent past and that are still happening today. For one thing, many, if not most, of those foreclosures involve homes that were financed with sub-prime loans. In other words, quite a number of financial institutions handed out mortgages to individuals who had less than stellar credit ratings or whose incomes were too low to pay for the homes that they financed.
Now, as far as I am concerned, that was not the fault of the lending institutions. It was the fault of the individuals who were dumb enough get in way in over their heads. Nobody put guns to their temples and forced them to buy homes that had such things as gigantic balloon payments somewhere down the line and huge overnight increases in the monthly mortgage payments at some point in the future.
It was all about a bunch of the “American People” who had unrealistic dreams, who wanted to “show off” and who wanted to “outdo the Joneses.”
Instead of allowing themselves to be talked into assuming massive debts by slick real estate brokers and so forth, they should have stayed put in their modest houses, rental apartments or wherever else they were residing.
Credit card debt: This is a real no-brainer. If you cannot afford to pay cash for it, don’t buy it. When you want a new refrigerator or some fancy designer outfit, you are not supposed to plop down a “piece of plastic” for those items. You are supposed to save up for them.
By using “plastic”, and going on to pay the exorbitant rates of interest that grows out of that, you are feeding a steady and highly-nourishing diet to the very monster that millions of Americans are currently complaining about and protesting against; the “greedy Wall Streeters and big uncaring corporations.”
Late-model fancy automobiles, SUV’s, RV’s, snow-mobiles, boats, etc.: I ask, What’s wrong with purchasing a good-running second-hand Chevy sedan or Ford station wagon that you can afford to pay cash for?
Once again, by assuming a huge debt to lease or pay off the loan for a brand-spanking-new Nissan Altima, Range Rover or Dodge pickup truck, you are feeding the “beast” that nearly everyone swears is ripping off the “American People.”
Hey, the only thing you ever do is smoke a joint once in awhile to wind down after a hard day’s work or toot a few lines of coke at one of your neighbor’s cook outs? There’s no harm in that, right?
Wrong.
By being what is frequently described as a “casual drug user,” you are feeding another “beast” that goes by such names as the Mexican Mafia, the Colombian drug cartels and the “Crips” and the “Bloods.” You are helping to finance and arm all of the thugs that are corrupting and terrorizing many, if not most, of the nation’s major metropolitan areas. And you are also one of the reasons why tons of illegal drugs are streaming into the country on a daily basis with no end in sight, and that is causing the nation’s law-enforcement agencies to be overwhelmed.
Legalized abortion and same-sex marriage, and parents befriending their children instead supervising them: With all of THAT going on, it should be no wonder to anyone why so many unstable and “shaky” people in this country believe that they have license to do “their own things,” regardless of how deadly, dangerous or disgusting “their own things” happen to be. It should also be no wonder why so many youngsters are out there breeding like rabbits and gunning down each other in the streets. After all, it appears to them that they live in society in which anything and everything goes.
So, go right on blaming America’s current social and economic problems on such things as corrupt and inept politicians, big government, government that is not big enough, “corporate greed” and “Wall Street.” Stay dumb, stay sanctimonious, stay self-righteous, and keep on viewing yourselves as the “poor innocent victims of the power elite.”
Let us see how much help all of that will be when America is going under for its third and final time.
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I disagree. If we have any blame at all, it is because we have not fought hard enough against the class culture that has created the structures that keep us poor.
Strange, I have no debts and doubted all institutions that would claim to invest my money wisely and I was correct in my assumption in wasting not one penny on them. I am sure that all the people who were robbed by the Enrons of America. Who cared so much about the retirements and homes of their investors surely deserve no accountability in the very same lifestyle that you condemn. I guess it is the robbers and the robbed who make up this country with no value on stability but only greed. Despite the fact that I owe no one I am still searching for honesty and find nothing but liars and still bear the penalty as a tax payer to bail them out. If your model stands to reason how come we the people do not own them? In the trade off it seems to me that they got everything and still have nothing to sell me but deceit and the lie they still stand for. The fact that many of us our also unemployed now is actually useful because we have all the time in the World to call them what they our. I am an American who owes them nothing but my greatest hate and Americans will eventually demand honest and fair business practices and no one who was burnt in this recession is going to ever forget who the enemy is. I will give you one truth and that is the fact that anyone paying attention would have known that this financial system was doomed to collapse eventually. Everyone knew this was a game of last man standing. The vast consolidation of wealth and control destroyed everyone at the bottom and nothing is going to hold them up. Until you pay people a fair salary and revive the small business of America it is going to be a long recovery. The little guy simply does not exist to bail this country out this time.
Hi feenix,
I thought you may have quit us, I've had notification problems so I'll have to put your rss feed up as I enjoy your hubs being straight forward hardline statements. I grew up in a poor house and the non-class system allowed a single father and his kids to loose our home and land due to mineral rights and my fathers work ethics put us upright in a new construction home, the like as kids we never saw before, I remembered just how cool it was to get that house. I saw much get better as he toiled at making his way from a truck driver to a foreman in a copper mine, while I was gone to the Marine Corps he landed a number 3 slot in chain of command there.
His life got good and he invested instead of squandering and retired living off secure investments. I learned hard work from him and my life paid off as well. I retired at 48 nearly 25 years ago and have enjoyed America.
We have a downer as president but we have a fixer in the run and electing Herman Cain is our hope. If folks will vote need over party we have no worries.
Great hub and you are right Americans helped them selves to more than they could buy and then pay for a 5 dollar calculator could have told those who failed simple math that, had they looked past that brand new boat or RV that they could only use 2 or 3 times a year anyway. Running with the Jones is highly over rated. I like my 20 year old Jeep that has all the goodies for real off roading for less than 3 monthly payments on a cool looking one these guys don't want scratched, so why bother if you can't use it?
voted up, dusty
Americans are people too. Take any people anywhere in the world in make it easy for them to have what Americans have had and it will be their fault also if you want to think that is so. Thats why people want to be American legally and illegally. The people who sale Homes, Car, Trips, and Education etc. study people and target them as comsumers. The new world economy and the Western Civilization are at fault for the fraud committed on the American people, they all shared the profits and the fault that the bubble burst. Amercan Big Business lead the world and the West followed. I won't call you crazy, confused, dumb, or any of the insults you invited. I'll just say, the American people is not the blamed for America's social and economic problems. An Underclass Rep, junko
I agree with your premise. After all, politicians are also American people.
We don't have to part company Feenix, you can believe whatever you want to believe. I do believe that people are easily swayed the Underclass, low class, middle class, and high class. For your information I believe big shots are wantabe swayers. I know you and I won't agree most of the time, but you are welcome to disagree with me anytime and I won't part company with you. I'll consider your take and tell you way I agree or disagree, you could be right and I could be wrong about my opinion. All I post is opinions about facts and opinions. I don't want to up set you, but I don't believe you just want agreement and no decent.
You can be as responsible as you want but you our born a consumer. Convinced you will get ahead and live the American dream is all part of the lie. Eat what they sell you and grow obese, have cancer and diabetics. Then buy all their drugs that claim to improve your health. Invest your money wisely with them while they call your house all day and send you junk mail. Yes there our many Americans who were greedy living the lie but the cost of the lie has effected everyone including those who never played or lived their lie. Watching football this week end I saw a hamburger commercial claiming to be donating money for breast cancer, real cute since that is one factor why breast cancer probably exist in the first place. Countless vehicle commercials still selling the same garbage that consumes more and costs more. One gave ten grand to breast cancer, wow the commercial costs more not to mention one vehicle sale. I am sure they got there tax write off probably but still they look like a lie to me and still do not look honest. The proof and the costs of lies is everywhere and we claim it will get better. What your health, the environment, the number of hours you work for less as the cost of living goes up? When the media, your government and all aspects of living our owned and controlled by a few who own everything I doubt that the game is in anyone's best interest. Pick a topic and I will tell you the truth and expose a lie created in order for someone to profit.
feenix,
You know I love you and your particular brand of harsh truth. Many of the idiots seem blind to the fact that even the "poor" here live MUCH better than the poor elsewhere. Just look at the tv; the commercials that make me cringe are the ones where they urge people on wlefare to get their "free" cell phones!! They aren't free, the taxpayers are paying for it!! I had to just skim some of your comments here, because I don't need a rising blood pressure from the foolish comments of the lib propaganda machine.
feenix, i had so much to say to your hub, i wrote my own... called
Are You a Genius, Uber-talented or Just Lucky?
I support no one currently in office. After forty years no one can prove to me that either party represents the American people. I retired from serving my country and never profited from it. I Joined during the last recession only to retire during the next one.It has been one dead end job after another ever since. I could go to college but I am told every field has no future so I have no idea what my kids plan on doing. I am a survivalist and I can live on nothing and have done it quite often and that has made me well off enough to not worry to much. There is nothing liberal about a system that forces people into income brackets or social programs in order to survive. Most of your capitalist corporate system pays people enough to qualify for most of your social programs to begin with. I know people who pay half there salary for medical benefits working 40 plus hours and owe nothing and can not eat when they have a co-payment. When there is nothing and you do everything required of society and still barely live because companies will not pay a fair wage, exactly who's fault is that? By the way most third World countries are poor because of America and that is where our jobs our, go figure. The American media hates Chavez in Venezuela because he decided that the IMF would no longer dictate the banking system of his country. He was democratically elected and America attempted to overthrow him but the Military of Venezuela realized they would be killed by there own people and so he was returned to office. Its not just ordinary Americans who our figuring out the lie we are living but the entire World. I would for example become a drug dealer except I do not want another government job. Study Panama or the Watts trial for the truth. Just because I know the truth and find it unacceptable does not make me a Liberal by any means. Keeping people poor is a business all by its self and we will keep paying the bill until everyone can finally pay there own bills.
Wow ! Some great reading. You have offered some valuable comments about these present times. Voted this Hub Useful, Awesome, and Interesting. We all have a different life journey and we all have our own personal view points - I am now liking Herman Cain. I am very underpaid and out-of-my-field - yet - it helps and there isn't any money with this Site for me so far. A well written Hub - very fluid.
Hi feenix,
Good to hear from you! I'll agree with you in part because we, "the American People", are essentially the government. We vote for things we want w/o thinking that we can't afford them. We elect our spokespeople and legislators. We support the labor unions and the power mongers. Irresponsibilty in our personal lives is magnified on a national scale. The difference being that those of us who ARE responsible get lost in the shuffle with little recourse. The same socialist ideals that are undermining Europe, are threatening us this very minute. Do these protesters want us all to be poor? I would bet that these same activists would take the millions and run, so it's more a case of "sour grapes" to me. We are barking up the wrong tree. Is Corporate corruption any worse than the outright greed and corruption of the big labor unions? Those public sector unions amass HUGE bucks to insure that the "right" politicians get in to further their agendas.
All said, those that feed from the welfare state will never be able to fend for themselves again- much like trying to return a domesticated animal to the wild to survive. How sad!
The Americans people are to blame for accepting this current state of affairs. We allow pollution on a vast scale in terms of factory farming. We eat unhealthy and unsafe food because of this. We allow corporations to dictate every aspect of inspection, compliance and basic scientific knowledge to be used to determine the right answer. We have the worst banking and taxation system in the World and it is beyond the reason we had a revolution in the first place. Our monetary system is absurd and has not made any sense for years. For example you currently can not even save money and profit. How the hell was no interest for x amount of years ever going to work? How does an idea like that even profit or make sense unless there is a catch? People took there chances but never thought the economy would crash when the bill came in. When it crashed they bailed out the corporations and not the people. Still we have to ask who was gambling? Still they scream against regulation and it is obvious that con men need guidelines and penalties to enforce an honest society. The protesters are not about making everyone poor, they simply see nothing to prevent this disaster from happening again. Nothing has changed and we are bound to repeat the same mistakes. What we could have honestly done a decade ago can not be done today to give people the ability to correct there own lives in terms of finances. Like discrimination, when we allow it we eventually allow it everywhere. A company that uses a flawed system and profits eventually forces others to do the same in order to compete. When you profit you become a believer in that money and power are more important then doing what is truly right. When the last tree is cut down, When the last of the water is polluted. When the last animal dies. Only then will you realize that you can not eat money. No one wants to suffer but when you do any way, suffering more is a greater hope if it might promise a better tomorrow. When the poor stop being concerned about the status they are trapped in and realize that giving up their lives by demanding change, I call that progress.
It all seems kind of hopeless, doesn't it? Yet statistics say people are paying down their debt and spending less, so some are learning.
I'm getting more and more interested in Herman Cain. He's the sort of man we need in the White House. I admire him for caring so much about America that he's making this exhausting effort. I also believe we don't need know-nothing politicians, we need a successful businessman like Cain.
And who else is there who would be such a good role model? I don't mean only for black people, but for everyone. He is such a decent man we will all learn from him.
Okay, you’re crazy! But I also happen to think you are correct in your assessment of this situation. When the housing crisis started hitting Oregon before we left the local paper, something of a liberal rag, had a front page article about a local family with two kids and their plight. They were paying on a brand new house, two new vehicles, sending kids to a private school, I would bet were making payments on a lot of new furniture, and they were begging for help from the government because they were looking at losing their home.
I was talking to my mom once about her first husband. He was the type who was going to have what he wanted, when he wanted, and it was going to be the best. At the time he had some new Cadillac, and she was driving an older VW bug. She commented that the funniest thing about him was how having what he wanted did nothing but cause him misery. She lied her bug and the best thing was, it was all hers. She paid cash for it. Even at his late date in life the ex had never fully owned a vehicle of his. Having to have the best he was always in debt, hence always unhappy because he was never sure what might disappear when he couldn’t make a payment.
We all are responsible. In today society there is such a sense of entitlement and finger pointing. It is always somebody elses fault.
The lending companies may not force people to use credit and live beyond their means but they do take advantage in my opinion cause they know there are weak willed people out there. What do they do when someone can't make their payments? They raise the credit limit. This just adds to a person's debt.
Voted up and awesome.
Excerpt from hand bill posted by Rutherford B. McMillan circa 1840, and reprinted in a civil war propaganda paper.
“The Black man has no one to blame but himself for the state of his existence. Most are third and forth generations who have been raised here and have had the opportunity to become more like the white man. Yet to this day white men must take care of them and their children because they have not yet learned to live as God has intended a Christian to live. They are dirty and lazy scoundrels who wish no more than to be fed and clothed. Our society has no place for these people other than as beasts of Burden.”
Blaming the current economy on the people is like blaming blacks for slavery, it is insanity at it’s fullest.
To feenix: You did a magnificent job again as usual! You have succinctly presented an intelligent argument with which I wholeheartedly concur.
We as a nation want to have a champagne lifestyle on a beer and nuts budget. We want all the material accruments without working smart for it. People are not applying the art of simple mathematical logic to the equation: Little work usually equals little results while massive effort usually equals great results.
Let us not digress here. We have become a nation of immature whiners instead of mature, analytic risk takers and innovators. We have gotten too jaded and soft. Other nations, especially China, Japan, and India are laughing at us. These nations are ahead of us regarding math and reading levels in addition to their work ethic. It is appalling that Americans are falling behind in the educational arena.
I am sickened when people graduated from high school and college and cannot write a simple sentence. Their parents further blame the educational system(which is at fault but not entirely). Part of the fault goes to the parents also for the reasons you have eloquently elaborated above.
Many American college students are not serious about education. When has attending college a license for non-stop partying and other juvenile shenadigans. Isn't college a place for learning and job preparation? I guess not. Maybe I am old school but I believe that college should be for the serious student who is intent on learning and having a marketable skill. Maybe the majority of students who are in college at the present time, would be BETTER OFF working thus leaving college attendance to those more deserving student who WANT an education!
The American people must adopt an ethos of responsibility. We must be accountable and responsible for our actions. It is time for us to mature. Amen! You have delineated many excellent points. Speak the truth!
But . . . still there is hope. I hope I don't get swallowed up by the madness. I enjoyed the tour.
Why do we pay all this money and our kids remain stupid? Then you blame the parents and the list goes on. There has been enormous studies that even convince the tax payer that even at a certain extent that money does not solve our problems. Instead it becomes a for profits industry like medicine, education and just about everything in this country. Several attempts to do exactly this have failed to an enormous extent. A program that raised the amount of money for schools with poor grades never changed after years of doing this. The price per student quadrupled and when they asked where the money went they discovered it was not paid on the student, the teacher, or even the school. It was mostly ex politicians, sitting on school boards tell they retired. In one state they could not find a billion dollars. It really does not take much to discover the problem. Much older I have attended several classes and noticed that they often do not even teach you in these institutions. It is nothing more then a program to pay, punch a ticket and the grades are not even serious. I noticed curves where I pondered why I even take my work serious. No student left behind was a good answer and a universal application of testing was as well. When I was an instructor I was graded on my ability to motivated and get my students to succeed. It challenged my teaching methods, understanding of learning abilities, and I spent a lot of extra time with those who struggled. In the end it helped to identify other problems, turned people into winners and no one got left behind. I can not equate parents as teachers any more then most of the people who can not teach. I often believe if we taught more then told people what to do that society would be much better off. Try doing that at work instead of being a poor leader at work by simply using the most preferred method of threats and intimidation.
A really good article and a subject I was going to write to about. Probably still will in my own unique way though.
Aye, that is true, I am currently working on an article about Public Schools, the theme is the fear of competition.
Aye, well it used as a fear mongering tool against the private sector, yet when competition doesn't exist in the public sector, like the case of schools, it is something that is fought against tooth and nail.
Well here in PA the PSEA is airing commercials against a bill that would introduce a school voucher system. Why are they fighting tooth and nail against it? Simply put it would take tax payer money away from their coffers and away from their teacher coffers, reducing their footprint and their ability to remain in power. The fear mongering tools that are being used by them is ridiculous.
Well I have decided that I need to split the article into two parts. I was trying to deal with two issues within competition, how the teacher's themselves fear competition and how the overall public school system fears competition. The article as it stands now is at four pages. I'll have an good edit of it to make each part more concise. Oh, btw, did you get my email?
Aye I only sent one. Was just wondering if you got it was all.
Well I must say that is the first I have been called a "cool dude".
You beat me to it. I am working on "It is all my fault" . . . how I have made bad decisions and removed myself from action. We may not always see eye to eye, but you are an inspiration to have the courage of conviction and put feet on our words.
I just hate it when I have to agree with Will Starr. . .
Interesting take, and I can definitely agree with the largest part of it.
i hate it to
feenix, I often return and read progression of hubs, never unsubscribing from them and picking up where I left off. I saw my post that contained "I retired at 48 nearly 25 years ago and have enjoyed America." Man, that is an epic untruth in that I bought my land nearly 25 years ago, on which I retired at 48, and if for nothing else, a mistake on my part. I have enjoyed an early retirement nonetheless.
My bad,
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Cousin Fudd Level 4 Commenter 7 months ago
I think you are so right. God help us.